1. Acceptance of Terms

By accessing or using the ArgentHelvetis Prime website, platform, or any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.

2. Description of Services

ArgentHelvetis Prime provides AI-based data analysis and risk-management tools intended to support households in organizing and monitoring long-term savings-related information. The Services are provided for informational and organizational purposes only and do not constitute financial, investment, tax, or legal advice. Any decisions made based on information obtained through the Services are made at your own discretion and risk.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use the Services. By using the Services, you represent and warrant that you meet these requirements.

4. Account Registration

To access certain features, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Acceptable Use

You agree not to use the Services in any manner that could damage, disable, overburden, or impair ArgentHelvetis Prime's systems, or interfere with any other party's use of the Services. Prohibited activities include, without limitation:

• Attempting to gain unauthorized access to any part of the Services or related systems;
• Reverse engineering, decompiling, or otherwise attempting to extract source code from the platform;
• Using automated means (bots, scrapers) to access the Services without prior written consent;
• Uploading or transmitting unlawful, harmful, or infringing content;
• Using the Services for any purpose that violates applicable laws or regulations.

6. No Financial Advice

ArgentHelvetis Prime is not a licensed financial advisor, broker, or investment manager. Outputs generated by our data analysis and risk-management tools are provided "as is" for general informational purposes and should not be relied upon as the sole basis for any financial decision. You should consult a qualified professional before making decisions regarding savings, investments, or risk management strategies.

7. Intellectual Property

All content, features, and functionality of the Services, including text, graphics, logos, software, and underlying technology, are the property of ArgentHelvetis Prime or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, sell, or lease any part of the Services.

8. User Content

Where the Services allow you to submit data or information, you retain ownership of such content but grant ArgentHelvetis Prime a non-exclusive, worldwide license to use, process, and store it solely for the purpose of providing and improving the Services, subject to our Privacy Policy.

9. Fees and Payment

Certain features of the Services may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be disclosed prior to purchase. All fees are non-refundable except as required by applicable law or as otherwise stated at the time of purchase.

10. Termination

ArgentHelvetis Prime reserves the right to suspend or terminate your access to the Services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to ArgentHelvetis Prime or other users. You may also stop using the Services and close your account at any time.

11. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. ArgentHelvetis Prime does not warrant that the Services will be uninterrupted, error-free, or completely secure.

12. Limitation of Liability

To the fullest extent permitted by applicable law, ArgentHelvetis Prime shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of the Services, even if advised of the possibility of such damages.

13. Indemnification

You agree to indemnify and hold harmless ArgentHelvetis Prime, its affiliates, officers, and employees from any claims, damages, liabilities, and expenses arising out of your use of the Services or violation of these Terms.

14. Changes to the Services and Terms

ArgentHelvetis Prime reserves the right to modify or discontinue the Services, in whole or in part, at any time. We may also update these Terms periodically. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where ArgentHelvetis Prime operates, without regard to conflict-of-law principles. [Insert specific governing law and jurisdiction as applicable to your business.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact Information

If you have questions about these Terms, please contact us through the details provided on our Contact page.